The Dashboard

The Dashboard is your command center. It's the first screen you see after signing in, and it answers the only question that matters: is my debt going down? Here's what every card and chart means.

The top stat cards

Four headline numbers sit across the top, giving you the whole picture at a glance.

Card	What it shows
Total Debt Remaining	The sum of every active account's current balance. This is the number you want to watch shrink.
Total Paid Off	How much you've knocked down since you started — the difference between original and current balances.
Monthly Min Payments	The combined minimum payment across all active debts — the floor you must cover each month.
Projected Payoff	Your estimated debt-free date based on the snowball plan and how much you're putting toward debt.

The welcome banner (your NY coach)

At the top of the Dashboard you'll get a message that reacts to your latest snapshot:

• Debt went down? 🎉 "Ayyy, now we're talkin'!" — congratulations and a push to keep the momentum.
• You paid off a whole account? 🗽 A full celebration — go get a nice meal, but pay cash, don't get back in debt.
• Debt went up? 😠 A mad emoji and a talking-to about getting back on track.
• Income-vs-debt looking rough? The coach suggests picking up a side hustle, New York style.

Debt Over Time (Actual vs Projected)

This line chart is the heart of the Dashboard. It plots your actual total debt each month against the projected snowball path. When your actual line tracks below the projection, you're ahead of schedule. When it's above, you're slipping — time to tighten up.

Debt by Type

A breakdown of where your debt actually lives — credit cards, student loans, auto, personal loans, and any custom categories. Useful for spotting which kind of debt is dragging you down the most.

Monthly Debt Balance

A bar view of your total balance month by month, so you can see the size of each month's drop (or climb) at a glance.

Income vs Debt Health

This panel compares what you bring home to what you owe and pay. The key figure is Min Payments ÷ Income — the share of your take-home pay swallowed by minimum payments alone. The lower that percentage, the healthier you are. If it's high, expect the coach to nudge you toward extra income.

Your Snowball Plan & budget summary

Lower on the Dashboard you'll find a snapshot of your snowball order (with the next TARGET debt flagged) and a quick budget summary pulling from your Budget: total income, total expenses, net income, and how much is available for the snowball. Fill in your Budget for the month to make this accurate. The full payoff schedule lives on the Snowball Plan page.